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Credit History in Clarksville, TN Clarksville Homepage: Real Estate Homepage RELATED ARTICLES Understanding Your Credit Credit Info Fico Scores Effect Purcha.. Credit History Also.. Buying Articles Selling Articles All Real Estate Articles The FHA is generally more flexible than conventional lenders in its qualifying guidelines. In fact, the FHA allows you to re-establish credit if: two years have passed since a bankruptcy has been discharged all judgments have been paid any outstanding tax liens have been satisfied or appropriate arrangements have been made to establish a repayment plan with the IRS or state Department of Revenue three years have passed since a foreclosure or a deed-in-lieu has been resolved [ ..More About Clarksville Credit History ]